First Time Buyers Program

First-Time Buyer Program at Subaru of Wesley Chapel

Your First Car, Made Simple

Buying your first vehicle should feel exciting—not overwhelming. At Subaru of Wesley Chapel, we make it easy to take that first step with financing options designed specifically for first-time buyers.

Whether you’re just starting your credit journey or have never financed a vehicle before, our team is here to guide you every step of the way.

Start your journey today and drive home in a Subaru built for your lifestyle.

Why This Program Works for First-Time Buyers

•  Designed for customers with limited or no auto credit history
•  Simple, guided process from application to approval
•  Options on new, Certified Pre-Owned, and select used Subaru vehicles
•  Support from a team that understands first-time buyers

Who May Qualify

• No prior or current vehicle credit
• No past or present delinquent or negative credit history
• Valid proof of income
• Minimum $1,000 down payment (excluding rebates and incentives)

Eligible Vehicles

• New Subaru vehicles
• Certified Pre-Owned Subaru vehicles
• Used Subaru vehicles (up to 12 model years old)

Financing Details

• Loan terms available up to 72 months
• Lease terms available up to 48 months (new vehicles only)
• Maximum amount financed up to $40,000
• Subject to credit approval and program guidelines

Start Here

Ready to take the next step?

Fill out the form below and a Subaru of Wesley Chapel team member will reach out to walk you through your options and help you get approved.