Close How to Lease a Subaru in Wesley Chapel, FL
If you want to get behind the wheel of the latest Subaru without the commitment of ownership, consider leasing your favorite model! Our team at Subaru of Wesley Chapel can help you find affordable terms that match your preferred timeline and budget.
What Is a Car Lease?
Think of a lease like a long-term rental agreement. Instead of purchasing the vehicle outright, you're paying to use it for a set period, typically 24 to 36 months. At the end of the lease, you return the vehicle to us, and you can choose to walk away, lease a brand-new model, or purchase the car you've been driving. The key difference from buying is that when you finance a purchase, your monthly payments build toward ownership. When you lease, your payments cover the vehicle's depreciation during your lease term, the difference between what the car is worth today and what it's projected to be worth when you hand back the keys.
How Monthly Payments Are Calculated
Leasing tends to come with lower monthly payments than financing, and there's a straightforward reason why. When you finance a Forester, Outback, or Crosstrek, your payments must eventually cover the full purchase price. When you lease that same vehicle, you're only paying for the portion of its value you're expected to use. Several factors influence your monthly lease payment. The capitalized cost is your starting point, and you can negotiate this amount just like a purchase. The residual value, or the projected worth of the vehicle at lease end, also plays a major role. The higher that number, the lower your payments. From there, the interest rate, expressed as a small decimal, is applied. Finally, your lease term and mileage allowance matter. Standard leases include 10,000 to 15,000 miles per year, and exceeding that limit during your Wesley Chapel travels triggers per-mile overage fees.
What to Expect at Signing
When you sit down with one of our experts in the Finance Department, you'll typically cover a down payment, your first month's payment, a security deposit, and various taxes and fees. Some promotional Subaru lease offers require little to nothing down, so always ask us what current incentives are available to help you maximize your savings as you journey around the Gulf Coast area.
The Mileage and Condition Rules
Leasing comes with two important responsibilities. First, stay within your agreed mileage allowance, as overages come with an extra fee per mile. Second, return the vehicle in good condition. Normal wear and tear is expected, but significant dents, stains, or tire damage may result in additional charges.
Is Leasing Right for You?
Leasing is an excellent fit for drivers who enjoy upgrading to the latest safety technology every few years, prefer lower monthly payments, and don't put excessive miles on their vehicle. If you drive more than 20,000 miles annually or tend to keep cars for a decade, purchasing might serve you better. When you visit Subaru of Wesley Chapel’s nearby location, our team will help you find the path that makes the most sense for your future trips to Eagle Park!
Browse Our Subaru Finance Offers and Lease Specials!
Dealership Information
Testimonials
This dealership was consistent in communication without
Kevin Harvey did a great job of guiding us through the
“ Kevin Harvey did a great job of guiding us through the lease buyout. The dealership is always top notch ”
“ Good service department ”
I was completely satisfied.
“ I was completely satisfied. Thank You Thank you Thank you Thank you Thank you Robert ”
First class all the way!
“ First class all the way! From start to finish no xx, no issues and no surprises. I HIGHLY recommend this dealership!! ”
“ Dario was incredibly helpful. He had a no pressure sales approach and took time to answer all of my questions and ensure I felt fully informed when considering trading in my vehicle. He was helpful, honest, and transparent throughout the interaction and seemed to genuinely want to help. ”
Sarit is Amazing!
“ Sarit is Amazing! She jumped thru hoops and surprised me with sunroof on new lease! ”
Nice representative- Molly, was extremely helpful and
“ Nice representative- Molly, was extremely helpful and very quick to respond. I love the food truck idea as well. You made my first maintenance visit enjoyable. Time went quickly and your entire team did an amazing job! ”
Service staff very accommodating, kind and made sure all
“ Service staff very accommodating, kind and made sure all my needs were met. Never felt that I was not important. ”
Gabe was wonderful to work with Kevin in finance was
“ Gabe was wonderful to work with Kevin in finance was quick but wait time for finance took a while. ”
Garrett welcome us when walking in and informed us of the
“ Garrett welcome us when walking in and informed us of the recall for our car Sunroof. He was clear on explaining the services to be performed what items had a charged and what did not which assisted us making a decision on what we wanted. ”
Very professional service , and excellent communication.
“ Very professional service , and excellent communication. Garrett is a great service advisor and I would highly recommend this dealership . Thank you for all your hard work ! ”
“ Subaru of Wesley Chapel, and Malcom specifically went above and beyond to make our deal smooth and convenient. I highly recommend them for their stellar customer service and top notch professionalism. Next time we're in the market for a vehicle, we will definitely contact Subaru of Wesley Chapel. ”
Excellent service.
“ Excellent service. Zach was on it from start doesn’t try to sell stuff you don’t need. ”
Outstanding service dept.
“ Outstanding service dept. I drive over 2 hours to have them take care of our 2 Subaru's ”
Malcom at Wesley Chapel Subaru was a joy to work with.
“ Malcom at Wesley Chapel Subaru was a joy to work with. He did not pressure us and worked within our schedule. Delivery of the vehicle was smooth and the dealership in general made buying a new Subaru a very enjoyable experience. We cannot wait until our vehicle orientation class next week. We Highly recommended this dealership ”
Malcom very helpful, aver all the experience was good.
“ Malcom very helpful, aver all the experience was good.I have always hated trying to trade cars, usually a very trying experience. This was not bad at all. ”
Wesley Chapel dealership was so accommodating that I find
“ Wesley Chapel dealership was so accommodating that I find it hard to believe. Todd and Kevin worked so hard to make it happen and quickly. This is our 3D time getting a Subaru from this dealer. Did not matter that we live hundreds miles away, they figured out. Five stars isn’t enough. ”
Thanks to Hipolito Claudio he did a great job with my new
“ Thanks to Hipolito Claudio he did a great job with my new vehicle he explained everything about the car and he helped me in the new purchase I recommend him five star ”
Luke was kind, professional and very knowledgeable about
“ Luke was kind, professional and very knowledgeable about all models. Highly recommend working with him. ”
Already did this.
“ Already did this. Everyone very helpful! Waiting room comfortable . Always helpful when calling for info too ”
“ Malcom was amazing and im very happy with my 2026 WRX Limited with only 900 Miles and CPO warranty!!! I found a Gem and they made it happen! I am an entrepreneur, investor and salesman...my income is weird. I wanted to finance something for once and Chase auto and Brad the finance manager I worked with got it done. Sold my 2019 WRX STI for this. Manual is great on country roads out in Alabama, not so fun in Tampa. My insurance is also about $180 less on the new one compared to my STI, so that's also a win. The dealership also got me a loaner vehcile for almost a week until my check cleared when I sold WRX STI. Very respectably they would not buy my STI because there was damage i was not aware of from the last dealership I bought it from. The used car manager was also great , and I sold at carmax for a very fair deal at his recommendation. Subaru of Welsey Chapel stands behind what they sell and helped guide me to get a good deal somewhere else. Even though its a 2019 WRX STI with 30k miles...there was damage not acceptable when it comes to reselling it on the lot at the dealership. It was also not acceptable to me and I sold it immediately. Very grateful for their honesty and flexibility throughout this unique process. I highly recommend this dealership, ask for Malcom! I also sold Subarus as a salesman for 4 years and was in car sales for 6 years total. Ive had Subarus for their reliability, safety and AWD for over 6 years. I am originally from Boston and travel back their to surf in the winter and I also love snowboarding, so I need a capable vehcile in all conditions. I like performance so this was my choice for my needs, with the roof racks i have im all set. But theyre some of the safest cars on the planet. Volvo is the best but its Luxury class(50k+) Subaru is without a question the safest everyday vehicle for families and daily driving. Ive seen photos of horrible accidents from customers walking into buy a new one...walking in. My kids will drive Subarus. Subaru also originated from a company called Fuji Heavy Industries , which was originally in aerospace technology. "Subaru" Is the actual Japanese word for the constellation of the Pleiades cluster, the Seven Sisters. They have some of the best engineers in the world. I also dont leave good reviews lightly. Ive loved all my Subarus and had no issues. And my first WRX i tuned and did a ton of Mods and upgrades on....no issues. If you're shopping for one definitely give Malcom and Wesley Chapel Subaru a chance to help you out!! Yes that's my truck too 🤫🫡🤑. ”
They are great.
“ They are great. Friendly. Knowledgeable answer questions and explain what the plan is to address the issue you're there to address. ”
The least "high-pressure" and most enjoyable car buying
“ The least "high-pressure" and most enjoyable car buying experience I've ever had. Highly recommend! ”
I wouldn’t take my Subaru anywhere else.
“ I wouldn’t take my Subaru anywhere else. Great customer service great mechanics great staff great Location. ”
Clean and well maintained.
“ Clean and well maintained. Friendly staff and low pressure sales approach. Fair trade value and a modest discount on the new Subaru Ascent we purchased. ”
Clean super friendly kept me informed prompt contact on
“ Clean super friendly kept me informed prompt contact on the recall. I am very appreciative. ”
Amazing dealer.
“ Amazing dealer. So helpful and worked to help me get a great monthly deal. I couldn’t be happier. ”
Salesman and manager did a great job helping us on our
“ Salesman and manager did a great job helping us on our two lease car return and helping us to buy a new car. Thanks Subaru of Wesley Chapel ”
Justin and Stephen were both professional and courteous.
“ Justin and Stephen were both professional and courteous. The service was efficient. Both gentlemen answered all of our questions. ”
Justin was quick to check us in and kept up updated on
“ Justin was quick to check us in and kept up updated on our service. He was ver pleasure and smiled a lot during our. Our conversations. ”
Very Clean.
“ Very Clean. The staff is very friendly & helpful. Got a great deal. That's it ”
“ Eddie was a great salesman, no pressure. Process was efficient. Inventory was good, had the vehicle and color we wanted. Explained the lease details and honored the terms we has seen in advertising. A great experience. ”
Service is fast and efficient.
“ Service is fast and efficient. They remember who I am so it is a nice personal touch. ”
Simply the best dealership I ever worked with.
“ Simply the best dealership I ever worked with. Great service provided by friendly, knowledgeable people. Their simply the best! ”
“ Went to see a car we were interested in. They made the deal we needed happen ”
Great service and very accommodating.
“ Great service and very accommodating. waiting for salesperson to look into a trade in, yea ”
Kevin, Sebastian, and John were extremely helpful.
“ Kevin, Sebastian, and John were extremely helpful. This dealership is the best! They really treat you like family and are very accommodating to your needs!! ”
Everyone was cordial and helpful.
“ Everyone was cordial and helpful. We dropped of the vehicle the day before and was called the next morning that the car was ready. Very speedy service. Very satisfied. ”
I was very happy on how the deal was done.
“ I was very happy on how the deal was done. Dario did a great job of explaining everything, making it easy to understand. The new car was ready that same day. The dealership itself is very bright and exceptionally clean and orderly. Even though this dealer is further away from my home, it was worth the drive. ”
Service was great.
“ Service was great. Zack did outstanding in explaining with need to be done. Thanks Again. ”
Best Subaru dealership in the west coast Florida.
“ Best Subaru dealership in the west coast Florida. This my third time purchasing a vehicle for my family and for Todd the salesman they better not get rid of him he knows how to sale a car very professional Thank you Todd , will definitely recommend this dealership to family and friends ”
Service keeps you well informed through out the whole
“ Service keeps you well informed through out the whole process. Molly is an asset to your organization ”
I love this place.
“ I love this place.... this time my service advisor was Molly. She was wonderful but so is Justin and Zach... The dealership is top notch! ”
You got me in there quickly did what they needed to do
“ You got me in there quickly did what they needed to do and even check something else. I asked him to do the service was excellent. ”
Fast and thorough service as usual.
“ Fast and thorough service as usual. Love the express oil change and the video. 10/10 recommend! ”
Service is always on time and explained so you
“ Service is always on time and explained so you understand. Waiting area has coffee and treats for more in-depth service. ”
Brillianrt communication and attention.
“ Brillianrt communication and attention. Great service wish there was more valet service.Nearly brillant- really. ”
Nice friendly people .
“ Nice friendly people . Wait time between purchase and finance could be improved . We came from Lakeland so initial drive was long to start ”
“ This dealership was consistent in communication without being pushy. Grateful for Patrick, he knew what was looking for and found the exact car I wanted at a price I could afford. They gave me a great price for my 2016 Outback, which sealed the deal. ”